Welcome
CECU.net
Community Equity Credit Union
Why chose a credit union over a traditional bank?
Credit Unions pride themselves on offering a full line of lending services to members. Whether you need a new car, a new home or a dream vacation, we are here to serve. You can calculate your needs first and then apply apply online with online banking.
Payroll deduction
The easiest way to pay off any loan. Companies affiliated with a Credit Union usually offer this service. It allows a portion of your paycheck to be automatically deducted and forwarded to the Credit Union as a loan payment. Save yourself the hassle of writing out loan payment checks and remembering to mail it on time. Contact the Credit Union for details on how to set up your payroll deduction today.
Car Loans
Save money with a year round low interest loan found on CECU.net. Find out if you're getting a good deal on your new or used car by checking out the Kelley Blue Book. This service provides trade-in values, financing, and reviews and ratings. It also gives you advice on buying a car so that you can make an informed purchasing decision. Check to see what your payments will be with our loan payment calculator. You may find that a home equity loan is your best bet.
Cycle, Boat, Motorcycle and RV
Feel the need to hit the highway or skim the lake? We have the means to finance your dream. Check out the Kelley Blue Book for new and used car pricing, purchasing advice, and trade-in values. Then use our loan payment calculator so that you know what it will take and then apply.
Debt Consolidation Loans
End bill frustration by consolidating credit card debt and other outstanding loans into one easy payment. Whatever your recreational interests are, CECU can help you get out there and enjoy yourself. Let us get you a payment you can live with.
Overdraft Protection, Line-of-Credit
Write yourself a loan by simply writing a check. This line of credit lends money to your checking account when your own funds aren't available. It spares you overdraft fees and worries, protects your credit reputation and puts cash at your fingertips.
Savings/Certificate Secured Loans
Keep your savings in tact and get the cash you need with a savings secured loan. Borrow at a special low interest rate (3.5% A.P.R. above savings rate), using your savings as collateral. You'll continue to draw interest on the savings you would have otherwise used up, so the loan only costs you an incredibly low 3.5% A.P.R. (fixed for two years).
Signature Loans
Take a vacation, pay off credit cards, complete small home improvements, etc. Signature loans are available to meet a variety of personal financial needs.
Single Payment Loans
You know you have money coming in a few months, but you really need it now? We'll lend you money short term to get you by until that certificate of deposit matures, your tax refund comes in, or you get the money you're expecting. You won't have to worry about monthly payments; you just make a single payment when the loan comes due - when you've got the money.
Starter Loans
Starter loans are designed to help members age 18 and older who have no credit established get their first loan. Contact a loan representative to find out how to start your credit history off on the right foot.
Kwik Cash, Line-of-Credit
This convenient line of credit gives you money when you need it fast. Once you've established your line of credit, just call or come in to the Credit Union. We'll send out a check immediately or deposit an advance into your MCU savings or checking account.
Vacation Loans
Make your vacation dreams come true with a loan from CECU. Whether it's Jamaica, Florida or even Wisconsin Dells, we can help you get there.
Home Equity Loans
Our home equity loans are a great buy because interest is tax deductible (subject to IRS guidelines). Calculate how much Home Equity you have. Then see if it would be a better idea to use that equity to work for all kinds of needs - vacations, debt consolidation, cars, boats, home improvements, education and more.
Home Improvement Loans
CECU has home improvement loans for any size project, from a fresh coat of paint to a garage or three-season porch. Let us help you get the job done right.
Home Loans
Let CECU help you buy your dream home. Fifteen to thirty year fixed rates are available. Take advantage of a low down payment, zero points and no prepayment penalties. We'd love to help you down the path to your first home or your fortieth.